Most of the damage to San Francisco in the Great 1906 Earthquake occurred after the quake, in the fires that swept the city. Picture by Arnold Genthe. One Response Gleeba February 4, 2013 The fires caused by people not having earthquake insurance, but having fire insurance… Reply Leave a Reply Cancel Reply Your email address will not be published. Name* Email* Website Comment Notify me of follow-up comments by email. Notify me of new posts by email.